Automate loan repayment from the paycheck.

Truv automates loan repayments directly from borrowers’ paychecks, empowering consumers and reducing lender risk.

Consumer lenders and auto lenders leverage Truv’s consumer-permissioned paycheck-linked lending solution to increase approved loans and reduce default rates.

Truv’s solution automates loan repayment by tapping into payments directly from the consumer’s connection to their payroll provider.

The platform offers market-leading coverage of 220.3M+ Americans and 2.3M+ employers including federal, Fortune 1000, NASDAQ, healthcare, military, and gig platforms.

40%+ of the population has low or no credit score. Traditional criteria o credit score. Traditional criteria disqualifies potential applicants. With Truv, lenders can scale growth and approve more loans to lower credit applicants loans to lower credit applicants.

Traditional methods incur unnecessary costs, like ACH & authentication expenses to pull money from an applicant’s account. With Truv, customers are empowered with a cost-effective solution that matches their payment preference and provides an easy installment setup.

Truv safeguards consumer data through multiple security and privacy measures, including operating as a credit reporting agency (CRA) and adhering to Fair Credit Reporting Act (FCRA) standards, implementing SOC2 Type II compliance protocols, utilizing application-level encryption to protect sensitive information, maintaining compliance with privacy regulations, and performing continuous security monitoring to identify and address threats in real time. This approach eliminates the need for consumers to email sensitive financial documents directly to lenders or landlords, reducing the risk of data breaches and unauthorized access to personal information.